About Us

Established in 1928, in a small office in downtown Marlborough, Downey Insurance has grown for over 70 years to its present location. Now one of the oldest Insurance Agencies in Marlborough and three generations later, we have gained the experience necessary to be one of the best full service Insurance Agencies in the area. It’s the experience you expect and need from a truly professional agency.

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Our insurance writing methods and standards of service are unsurpassed. We feel it's important for you to work with a professional organization. We have achieved and maintained this reputation for you.

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Our Locations

Main Location
190 East Main St
Marlboro, MA 01752
Phone: 508-485-0130
Toll-Free: 888-875-7539
Fax: 508-485-6463

Vermont Location
North 80 Flat St.
Brattleboro, VT 05301
Phone: 802-254-1200
Toll-Free: 888-895-3608

New Hampshire Location
45 Summer St.
Keene, NH 03431
Phone: 603-439-2022
Toll-Free: 888-895-3658

Downey Insurance Group Blog | Great Insurance People

                                                             Great Insurance People!

Severe Weather Binding Restriction

Posted by Downey Insurance Group On July - 16 - 2010

Our most dangerous weather season is upon us! While tornadoes and hurricanes can occur almost any time of the year, conditions are most favorable from March through October. As severe weather approaches in your area, we ask that no new coverage or increases in coverage be bound during the period that a hurricane or tornado watch or warning has been issued by the National Weather Service. This restriction on binding applies to the area threatened by the storm.

The terms “Storm Watch” or “Storm Warning” are defined by the U.S. Weather Services as:

Storm Watch: A storm in all likelihood will hit the area. While the storm may be some distance away, all of the contributing factors indicate the storm will hit the area.

Storm Warning: A storm is imminent.

All Personal Lines business is covered by this restriction (including Homeowners, Inland Marine, Personal Fire and Automobile).

Exceptions are permitted where an insured is:

  • Replacing an automobile on an existing policy
  • Making settlement on property previously contracted under an agreement of sale

If you have an unusual situation that requires special attention, please contact us

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16 Responses to “Severe Weather Binding Restriction”

  1. Marketta Rishe says:

    Thank you for your insightful comments. I hope to visit your website soon.

  2. alycia says:

    Thank you, and we hope you do :)

  3. Stan Supernault says:

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  4. for the national weather service and to see if your state has any warnings or watches issued

    http://www.weather.gov/

    as well i like the msnbc site for up todate weather

    http://www.msnbc.msn.com/id/3032128/ns/weather

  5. alycia says:

    Thanks so much! Please check out our website at http://www.downeyinsurance.com! We’d love to assist you with all your insurance needs! Have a great day :)

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  9. Leonie Litchfield says:

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  10. alycia says:

    Check out our website at http://www.downeyinsurance.com under the preferred partners page, thanks for you interest in our blog :)

  11. alycia says:

    Thank you for your interest in our blog and yes we have a facebook page! http://www.facebook.com/downeyinsurancegroup :) please also check out our website at http://www.downeyinsurance.com, we’d love to assist you with all your insurance needs!

  12. alycia says:

    Yes we have both! Our facebook page is http://www.facebook.com/downeyinsurancegroup and our twitter is http://www.twitter.com/downeyinsurance :) please also check out our website at http://www.downeyinsurance.com, we’d love to hear more from you and hopefully help you out with any insurance questions you may have :)

  13. alycia says:

    Thanks so much! please also take some time to check out our website at http://www.downeyinsurance.com, we’d love to hear more from you and even help you out with any insurance needs you may have :)

  14. August Sidi says:

    Good infomation here, thanks.

  15. Marren says:

    Helpful write up, bookmarked the website for interest to see more information!

  16. This is really good website. I have a bunch myself. I really admire your design. I know this is off topic but,did you make this design yourself,or buy from somewhere? London,UK

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