Downey Insurance Group Blog | Great Insurance People

Businesses of all sizes are struggling today and in need of new ways to control expenses. Because Workers’ Compensation premiums are typically one of the largest expenses most businesses face, Downey Insurances’ability to offer these solutions to you is one of the many tools we have to help reduce your expenses, and manage cash flow Here’s a Customer Comment:”I get a knot in my stomach at audit time ’cause I am going to have to write another check.” with Downey Insurances’ Pay as you go for your workers compensation policy – all that insurance anxiety goes away.The new Workers’ Compensation payroll billing options will be available on December 11, 2010, for both small and mid size businesses via the Hartford Insurance company and Downey Insurance Group serving your insurance and financial planning needs throughout all of New England With regional offices in Massachusetts, Vermont, New Hampshire.

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let Downey Insurance help you through the myriad of Workers compensation issues

This Notice showed up today on the unit NEXT TO  one of my clients. Wow!

Ma. general law Chapter 152 Sec. 25c of the Massachusetts Workers’ Compensation law states…

Whenever the commissioner or his designee determines that an employer who is required to provide for the payment to his employees of the compensation provided for by the chapter has failed to do so, a stop work order shall be served on said employer, requiring the cessation of all business operations at the place of employment or job site. Such order shall take effect immediately upon its service upon said employer…pays a civil penalty into the private employer trust fund in the amount of one hundred dollars per day for each day such employer was not in compliance with this chapter…Every state or local licensing agency shall withhold the issuance or renewal of a license or permit to operate a business or to construct buildings in the commonwealth for any applicant who has not produced acceptable evidence of compliance with the insurance coverage required by this chapter…or knowingly misclassifies employees, to avoid higher premium rates…be subject to additional penalties provided for in section fourteen of this law.   See It all at http://www.mass.gov

Get in touch with Downey Insurance Today to see if you are required to Carry Workers Compensation at 508-485-1030. www.downeyinsurance.com www.greatinsurancepeople.com info@downeyinsurance.com

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In today’s highly competitive business environment you need every advantage to succeed. That’s especially true when it comes to selecting your business insurance via Downey Insurance in Marlborough, MA. Brattleboro, VT. And Keene, NH. Restaurants are unique and shouldn’t be insured like other businesses. In order to meet these specific needs, Downey Insurance has a special restaurant insurance package via Travelers Insurance that broadens and increases coverage where restaurants need it most.  Downey Insurance’s goal is to provide more for the insurance dollar than any of our competitors.

Travelers Insurance IndustryEdge^®Product for Restaurants delivers industry-specific underwriting, risk control analysis and claim service tailored to the nuances of today’s restaurant industry. This restaurant insurance product is available for full-service restaurants Via Downey Insurance , including:

• Family Style
• Upscale Casual
• Fine Dining Establishments

In addition to standard coverage’s, other coverage options include:

• Business Income
• Equipment Breakdown
• Food Contamination
• Spoilage

Submitted by: Heather Olsen, Account Executive, Downey Insurance Group

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8 Feb 1949, North Carolina , d. 23 October 1985).
Son of Doc Watson, Merle died tragically as a result of a tractor accident on his farm in Lenoir, NC.
Here’s what happened:
On the night of October 22, 1985, Merle was restless and unable to sleep. Some time after midnight, he went to the basement, tied on his nail apron, and proceeded to trim some red beech paneling that had been misgrooved, making it ready to panel his basement walls. The saw blade hit an undetected fault in the grain and a large piece of hardwood splintered off, embedding itself in the muscle of Merle’s upper arm. He grabbed his all-weather jacket, fumbled around in the pocket for the key to his farm tractor, and left to seek help. Spotting a lighted house at the summit of a steep hill, he continued in that direction, praying he would not black out before he got there.

With the aid of the couple whose home he had come to, Merle successfully removed the huge splinter. His wound bandaged, but weak from the trauma and loss of blood, Merle left to return home. Tragically, on the way back down the steep incline of the couple’s drive, the tractor brakes locked, leading it over a high embankment. Merle Watson was thrown off the large tractor which then landed on him, killing him instantly. The life of one of acoustic music’s brightest and most beloved musicians was at a premature end. Eddy Merle Watson’s earthly life may indeed be over, but his many fans are convinced that he is now a member in good standing of the highly acclaimed Band of Acoustically Inclined Angels and periodically peers down with great pride on his beautiful memorial garden.

we would rather have Merle around. His legacy Lives on. See Below.

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