About Us

Established in 1928, in a small office in downtown Marlborough, Downey Insurance has grown for over 70 years to its present location. Now one of the oldest Insurance Agencies in Marlborough and three generations later, we have gained the experience necessary to be one of the best full service Insurance Agencies in the area. It’s the experience you expect and need from a truly professional agency.

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Our insurance writing methods and standards of service are unsurpassed. We feel it's important for you to work with a professional organization. We have achieved and maintained this reputation for you.

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Our Locations

Main Location
190 East Main St
Marlboro, MA 01752
Phone: 508-485-0130
Toll-Free: 888-875-7539
Fax: 508-485-6463

Vermont Location
North 80 Flat St.
Brattleboro, VT 05301
Phone: 802-254-1200
Toll-Free: 888-895-3608

New Hampshire Location
45 Summer St.
Keene, NH 03431
Phone: 603-439-2022
Toll-Free: 888-895-3658

Downey Insurance Group Blog | Great Insurance People

                                                             Great Insurance People!

Archive for July, 2011

I met a new friend this year her name is Beatrice Serewicz -Homes.  We met at an infant swim class with our daughters, later to find out that we lived a mile from each other.  We have become close over the last year and when she told me her brother was killed in a horrific drunk driving acident on July 17th 2010 I remembered watching the story on the news and feeling for the family even though I had no idea his sister lived so close to us.

The other driver was drunk and traveling in the wrong direction on I-90 in Worcester, MA.  This drunk driver struck Thomas Serewicz vehicle, head on, killing Tommy and his friend that was a passenger in the vehicle.  Thomas was 24, he was married with 2 small boys.  Tom’s two sisters, his wife and children, his Mother, and his friends were devastated.  My friend Bea was 9 month pregnant at the time and gave birth to her daughter 2 weeks later.

Here is an excerpt from a note written by Tom’s Mother Lynn Serewicz:

Altering your mind, is altering your mind. Drugs, alcohol, sleep deprivation…. kills! And for some who say I’ll take my chances it’s my life… NO IT ISN’T!! not when innocent people die! and little boys are left without their daddy!!!  Have you ever heard or said yourself, I don’t even remember how I got home last night.. I’ve heard people say things like “there’s a dent in my car, I don’t know what happened”, or, I banged up my knee and I don’t know how I did it..” all this after a night of drinking… ever wonder how many accidents they may have caused without ever knowing it? Maybe in the paper that next day was a story of a car that went off the road…. and people killed… maybe the one who doesn’t
know how they got home, drove that car off the road!! how would they ever know???? Or a victim of a hit and run.. could THAT be how your car got dented???

This mom sureis MADD, but most of all, wants others to know Tom was here, he was/is important to this world. but is gone now because someone decided this was how she wanted to live her life. Imagine how her family must feel? the devastation from this one act is endless.

PLEASE, think before you drink/drug. (she was highly intoxicated and drugged).

Thank you all for reading. I’m so sorry it’s sad. I’m so sorry we live in a world where this kind of thing can happen.

God Bless us all!

Lynne

Last week the family held a 1 Year memorial for Tommy at the Stone Church in West Boylston, MA.   They chose the location because it was Tom’s favorite fishing place. They had prayer, memories, released red balloons (for MADD) with red ribbons tied to them with messages from the hearts of family and friends written on them.  They sang by the water’s edge, Amazing Grace.  Tom’s Mother Lynn and family were deeply touched by the presence of many friends and love ones and their gift of love and remembrance of Tommy.   Later, they shared food, laughter, tears, and stories of Tom, his antics, his love.

I am telling this from a third person perspective because that is all I can do, I have a hard time imagining what it would be like to lose a loved one to such a tragic accident that is 100% preventable.  Tom also did not have a Life Insurance policy.   While Life Insurance cannot begin to make up for the loss of a love one, it can make the lives of those left behind a little more manageable.    At Downey Insurance we support making your car a “No Phone Zone” to prevent Texting While Driving  this may not be as much of a no-brainer as not driving drunk but it is just as important.  So PLEASE do not drive drunk, and PLEASE don’t allow someone else to drive drunk whose judgment may be impaired.  Your car will not feel abandoned if you leave it behind but I guarantee your family will if you drive drunk.

Cate Downey Potenza

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Can legalizing fireworks on Massachusetts affect your Massachuetts Homeowners policy. I hope everyone is planning a fun and safe 4th of July this year!  Boston is known for its spectacular fireworks display and I’m sure this year will be equally awe inspiring.

If you are a Massachusetts resident you are most likely aware that the personal use of fireworks is illegal in our state, and we have to let the experts run the show this year. But State Rep. Bastian from Gardner is supporting a bill that would allow individuals to apply for a fireworks permit pending their city or towns approval. This bill would also allow for the sale of fireworks in Massachusetts. He claims that Massachusetts should be cashing in on the thousands of dollars that resident are spending on fireworks that are being bought and used illegally. Currently most of this money is being spent in New Hampshire. (CBS Boston)

Obviously this comes with mixed reactions from lawmakers and residents. With one of the lowest fireworks related injury and death rate some say ask why you would want to go backwards. Others say that people are using them regardless of the law and we need more legal options. Having some idea of where the fireworks are being used would help fire and rescue responders in the event of an emergency.

So as the law stands now even though fireworks are illegal in Massachusetts, your Massachusetts Homeowners Insurance policy would most likely consider damage or injury caused by a fireworks accident a covered loss. Every situation is different but the odds are that you would be covered.  So legalizing firework would effect the outcome of your homeowners claim.  But, that does not mean we endorse the idea.  If you have any questions regarding your homeowners policy please call us and speak with one of our specially trained customer service representatives.  If you are not yet a client of Downey we would love to help you as well.

So please stay safe this holiday and enjoy the firework display put on by your local community this year. Until the laws change in Massachusetts it’s not worth the risk.

Popularity: 16% [?]

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