Rebates for Roll Bars Program for Vermont farms

Posted by on Oct 1, 2010 in Farm Insurance

Downey Insurance would like all our Farm Insurance policy holders to know Vermont farmers have access to a program that makes tractor safety equipment affordable and simple to order. The University of Vermont (UVM) Extension announced today the Vermont Rebates for Roll bars program, one of two programs of its kind in the United States. It reimburses farmers 70 percent of the cost of their rollover protection kit – a roll bar and seat belt – up to a savings of $765, and provides help to farmers with identifying and pricing the appropriate rollover kits for their tractors.

According to U.S. Department of Labor statistics, a farmer is 800 percent more likely to die while working than individuals in other jobs. The leading cause of these deaths is tractor overturns. The Northeast has the highest rate of tractor overturns in the country. To launch this program, farmers and administrators of Vermont Rebates for Roll bars will gather at noon on Tuesday, Sept. 28 at Under Orion Farm at 1009 Ducharme Road in Marshfield, VT.

Vermont’s program is administered by the Northeast Center for Agricultural and Occupational Health (NEC), the organization behind a similar program in New York that has successfully accomplished a ten-fold increase in tractor rollover protection installation since the program’s inception in 2007. Cost and difficulty ordering the appropriate equipment were identified by NEC as the two key barriers to getting rollover protection on tractors.

“Rollover protection devices on tractors are highly effective in protecting farmers if they take the steps to install and use them on their equipment.” A roll bar and seat belt are 99 percent effective in preventing death and serious injury in the event of a rollover. Leading sponsor Cooperative Insurance Companies has committed $45,000 to the program over the next three years. Farmers may call toll-free 877-ROPS-R4U (877-767-7748)    or Downey Insurance in Brattleboro, Vt. at 888-895-3608  for more information or to register for a rollover kit.

Downey Insurance in Marlboro MA, Keene NH, and Brattleboro VT are proud to be a premier provider of Co-op Insurance Companies Insurance products and to be part of the Co-operative Insurance Family, protecting Farmers and their families, with Farm Insurance policies in NH and VT.

Submitted by: HEATHER OLSEN, Downey Insurance Group, Account Executive

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Don’t get burned by wet hay!

Posted by on Sep 9, 2010 in Farm Insurance, Insurance

Downey Insurance helps farmers with their entire farm Insurance Package. We would like to remind our farmers of the risks of haying season.

150°F: Hay enters the danger zone.

Start checking with a hay probe now.

160°F: Danger!

Check temperature and inspect mow daily.

175°F: Anticipate hot spots or fire pockets.

The danger of spontaneous combustion is rapidly increasing. Check temperature every four hours.

Stop all ventilation in the mow. Call the fire department for standby service. Also call your fire insurance agent.

185°F: Remove hot hay now!

Fire department must be ready to put out fire that may occur when the hot hay is exposed to air. Move hay away from buildings with tractor or bulldozer.

210°F: The critical stage

Hay is almost sure to ignite.

Call us at Downey Insurance immediately if you suspect hay is overheating and need to borrow a hay probe. You can also call the Co-op office for assistance at (800) 689-4017.

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Downey Insurance Loves Farm Insurance!

Posted by on Sep 5, 2010 in Farm Insurance, Insurance

Downey Insurance in Keene, NH and Brattleboro, VT, work closely with Co-Operative Insurance Companies to cover all farm insurance, mini-farm insurance and equine insurance in VT and NH areas. Co-operative has been the leader in farm insurance for almost a century. Here are some of the reasons:

Flexible policy’s can protect almost any farming operation, including dairy, horse, poultry, sheep, deer, emu, and trees Farms. This policy can include your outbuildings and personal property. As well as providing incidental coverage for almost anything from loss of milk to earthquake damage. Coverage for loss of income and extra expense to help you operate after a covered property loss with many deductible options, including a zero deductible on animals.

We at Downey Insurance hope to help you soon with your farm Insurance coverage’s and analyzing your farm exposures!

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Safety Tips for our Farmers

Posted by on Sep 2, 2010 in Farm Insurance, Insurance

Downey Insurance in Brattleboro, VT and Keene NH is a top provider of Farm Insurance via Co-operative Insurance Companies of NH and VT. And Travelers insurance. Our clients know it’s not just an inconvenience when roaming animals are involved in accidents. This could land you in the middle of a lawsuit for damages. How can a farm insurance or Mini farm insurance policy from Downey Insurance protect you?

Have you ever thought of the cost of settling a fence-related personal injury or fatality claim? This has been an issue for many farmers in recent years. That’s why keeping animals contained must be a high priority for every farmer. Maintaining fences is an important responsibility that should never be neglected.

There are several manufacturers selling high-tensile fencing systems throughout our region. As well as a wide variety of fences to accommodate livestock of almost any size. When properly installed and maintained, they are extremely effective at containing your animals. You should be able to find a reputable fence dealer/installer in your local Yellow Pages. Just by doing that you are reducing your risk of a lawsuit. Look to Downey Insurance in Brattleboro, VT. and Keene NH to help you manage the inherent risk of farming by fine tuning a farm insurance or a mini farm insurance package today.

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Strolling of the heifers – Farm Insurance for Brattleboro, Vt and Keene, Nh provided by Downey Insurance Group

Posted by on Jun 7, 2010 in Farm Insurance, Insurance

Check out this video link:  Strolling of the heifers Downey Insurance Group 2010

Downey Insurance Group Strolls with their clients. The annual Strolling of the heifers parade 2010 in Brattleboro, Vt.was another smash success! a number of the farms that participated were valued farm clients of Downey Insurance Group with offices in Brattleboro, Vt. and keene, Nh.

Co-op Insurance Companies of Vt. & Nh.  help us to procure Farm Specific insurance coverages. Co-op Insurance started as a Farm Company and still is, maintaining the title of largest insurance writer of Farms in Vt. and Downey Insurance Group is honored to be able to manage many of the local farms risk, so they can rest assured and go about what they do best – farming.

What’s a heifer?


A heifer is a young cow who has not yet had a calf of her own.  And who is very cute, as you can see.

What is Strolling of the heifers about:?

Whenever New England loses one of its family farms, it loses some its unique identity, some of its agrarian landscape, and some of its proud culture and heritage.

Seeking to slow down and even reverse the decline of New England farming, Strolling of the Heifers works to educate the public, and especially school children, about the importance of sustainable local agriculture; we work to preserve the livelihoods of farming families and the health of consumers who depend on local farm products; and we help maintain the patronage of tourists who are drawn to our agricultural environment. Goto:

As well, The strolling of the heifers provides a multitude of benefits of which we are proud to support.

The Strolling of the Heifers Microloan Fund for New England Farmers.

The mission of the fund is to address the difficulty that some New England farmers have in obtaining credit for projects that improve their operations and increase their income, as well as for emergency needs.

Several sources contributed initial capital for The Microloan Fund for New England farmers: four “Farm Relief” benefit concerts generously given by the legendary folksinger Pete Seeger, his grandson Tao Rodriguez-Seeger, and bluesman Guy Davis in September, 2008 and by the Paul Winter Consort in September, 2009; major grants from the Thomas Thompson Trust and Green Mountain Coffee Roasters; and private investments made through The Carrot Project.

So Look to Downey Insurance for your Farm Insurance. We’re “Great Insurance People” For you and With you every – sometimes Mucky – step of the way!

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