Flooding threatens Homes and Businesses in New Hampshire

Posted by on Mar 7, 2011 in Business Insurance, Downey Insurance, Flood Insurance, Insurance, Personal Insurance

Flooding is becoming an annual nuisance in New Hampshire. The threat of damage to many homes and businesses is very real. As you may know your standard Homeowners policy and Business policy will not cover damage caused by flood.

If you fall within certain flood lines your mortgage company will most likely require you to carry flood insurance. Even if you are not required to carry flood insurance it is still a very good idea. The thought of your home or business being destroyed by flood is unimaginable to most. At Downey Insurance we have the resources to assess and protect your flood risk, as well as your home.

WMUR in New Hampshire said today:

PETERBOROUGH, N.H. Heavy rain in the southern part of the state led to flooding issues Monday, while more than a foot of snow fell in northern areas.

Residents on Beauregard Street along the Sugar River in Claremont were evacuated when the river overflowed and left the road under more than 4 feet of water. Homes in the area are above that level and weren’t flooded, but officials said there was no way to get in and out of the homes because of the road flooding.

In Newport, a couple was rescued by boat from their home on a private road. Emergency workers said they crossed about 500 feet of water that was about 4 feet deep to get to the home.

In Hooksett, a Kmart on Londonderry Turnpike was closed because of flooding. Police said water was going into the store.

The rain sent chunks of ice floating down some rivers, forming ice dams that sent water spilling onto roads. Old Sharon Road in Peterborough was flooded for about a mile when ice wedged under a bridge.

The Department of Transportation sent in an excavator to break up the ice in what safety officials called a delicately timed operation. “Just a little bit at a time so we don’t have a big rush of water going into the downtown area,” said Fire Chief Joe Lenox.

The heavy rains Sunday and overnight created torrents of rushing water on the Contoocock River. Complicating things for public works crews, there was more than one ice dam to deal with in Peterborough alone.

John Kaufhold owns a business by the river and said he has been through this before.

“(In 2007), we had about 2 feet of water where we’re standing,” he said.

Kaufhold said ice jams Monday could spell trouble again.

“By the dam in north Peterborough, we could get an ice jam and really clog things up,” he said. “The water level will rise fast behind the dam.”

In Wilton, officials monitored an ice jam on Stoney Brook. They said water started to rise Monday morning near the downtown area, but the jam broke up, and water began to flow freely again.

North of the White Mountains, a foot or more of snow fell since Sunday afternoon. Residents said they were running out of places to put the snow after all the storms this winter.

Power outages were also reported across the state, especially in western areas and the Upper Valley.

Public Service of New Hampshire reported about 3,400. New Hampshire Electric Coop reported about 3,200, while Unitil reported no outages.

Several ski areas were also closed because of the weather. Officials at Cannon Mountain said it’s closed because of some electrical issues caused by the storm. Cranmore and Dartmouth Skiway were closed because of poor conditions.

To read the full article click here.

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National Flood Insurance Program Suspended – Congress Fails to Act.

Posted by on Apr 15, 2010 in Flood Insurance, Insurance

FEMA has put a HIATIS on NFIP from issuing new and renewal flood insurance as of 3/29/2010.

Any new or renewal policy effective on or after 03/29/2010 will not be issued until the Hiatus is lifted.  IF the hiatus is lifted retroactive all policies will be issued/renewed with the date requested.  If the Hiatus is not lifted retroactive then all policies will be issued/renewed with the date the hiatus was lifted.

All policies should be returned paid in full to NFIP they will hold and issue accordingly. If the hiatus is not lifted within a “reasonable amount of time” they will return applications and payment to insured.

If you would like to read more about this hiatus please go to  www.nfsmt.com.

thank you,


Brenda J. Lando, CISR, AIAM
Personal Lines Manager
Downey Insurance Group
www.downeyinsurance.com
Marlborough, MA–Keene, NH–Brattleboro, VT
PH# 508-485-0130

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