Downey Insurance Group Blog | Great Insurance People

Downey Insurance in Brattleboro, VT and Keene NH is a top provider of Farm Insurance via Co-operative Insurance Companies of NH and VT. And Travelers insurance. Our clients know it’s not just an inconvenience when roaming animals are involved in accidents. This could land you in the middle of a lawsuit for damages. How can a farm insurance or Mini farm insurance policy from Downey Insurance protect you?

Have you ever thought of the cost of settling a fence-related personal injury or fatality claim? This has been an issue for many farmers in recent years. That’s why keeping animals contained must be a high priority for every farmer. Maintaining fences is an important responsibility that should never be neglected.

There are several manufacturers selling high-tensile fencing systems throughout our region. As well as a wide variety of fences to accommodate livestock of almost any size. When properly installed and maintained, they are extremely effective at containing your animals. You should be able to find a reputable fence dealer/installer in your local Yellow Pages. Just by doing that you are reducing your risk of a lawsuit. Look to Downey Insurance in Brattleboro, VT. and Keene NH to help you manage the inherent risk of farming by fine tuning a farm insurance or a mini farm insurance package today.

Popularity: 7% [?]

Here’s a great success story from one of us at Downey Insurance:

“Today came questions about insurance from a client in Springfield Vt. Who was with a big internet Insurance company on her home. She had a loss due to a “micro-burst” (A microburst is a very localized column of sinking air, producing damaging divergent and straight-line winds at the surface that are similar to, but distinguishable from, tornadoes which generally have convergent damage). Her garage was picked up and literality thrown into the trees. She called in the claim and was told “Everything would be taken care of, days later she called her big internet company but could never speak to the gentleman that originally sold her the policy, she was told that he does not talk to clients after “the Sale” and would have to deal with this stranger on the other end of the phone. She has been fighting with the adjuster, the company and the contractor (that was set up by the Insurance Company for a lesser fee). She wasn’t getting anywhere and no one was calling her back. She called me…..Downey Insurance did a comprehensive coverage analysis on her home insurance, her auto insurance, snowmobile insurance, motorcycle insurance and told me “I would have never of had such a hard time if I had just gone with you and Downey insurance in Brattleboro, Vermont and Keene, New Hampshire”. She knows we will always be there to help, talk to her directly, and make sure she is taken care of on every level. So we wrote all her insurance, for a better cost, better coverage and she knows firsthand, better service.”

Another happy Downey insurance client!

Popularity: 5% [?]

NEW YORK, NY–(Marketwire – April 23, 2010) – The US Travel Insurance Association reports that most of its member companies are providing coverage to travelers affected by trip cancellations and delays arising from the volcanic eruption in Iceland. To qualify for coverage, the travel insurance policy must have been purchased prior to the volcano eruption.

“Travel insurance covers travelers in any number of situations. Under the current circumstances, where ash has grounded thousands of flights, travelers are covered because their flights have been cancelled or delayed due to weather; a destination is made uninhabitable; an airport closed for 24 hours or more, and/or airline service has ceased because of natural disaster,” explains UStiA president Jim Grace.

Travel insurance coverage in such situations generally falls into two main categories:

• trip cancellation and interruption provides reimbursement for nonrefundable travel expenses such as airline tickets, prepaid tours, cruises, etc.
• trip delay reimburses expenses incurred, such as hotel accommodations, meals, etc. up to set limits.

In addition, all companies are providing assistance services for travelers who are stranded abroad. Such services include help in rebooking flight arrangements, finding hotel accommodations, facilitating money transfers, notifying work/family, etc.”

Popularity: 14% [?]

FEMA has put a HIATIS on NFIP from issuing new and renewal flood insurance as of 3/29/2010.

Any new or renewal policy effective on or after 03/29/2010 will not be issued until the Hiatus is lifted.  IF the hiatus is lifted retroactive all policies will be issued/renewed with the date requested.  If the Hiatus is not lifted retroactive then all policies will be issued/renewed with the date the hiatus was lifted.

All policies should be returned paid in full to NFIP they will hold and issue accordingly. If the hiatus is not lifted within a “reasonable amount of time” they will return applications and payment to insured.

If you would like to read more about this hiatus please go to  www.nfsmt.com.

thank you,

Brenda J. Lando, CISR, AIAM
Personal Lines Manager
Downey Insurance Group
www.downeyinsurance.com
Marlborough, MA–Keene, NH–Brattleboro, VT
PH# 508-485-0130

Popularity: 47% [?]

Popularity: 5% [?]

Popularity: 3% [?]

Please be sure to visit us on our other social networking sites!

Facebook
    

Twitter
    

LinkedIn
    

Popularity: 3% [?]