About Us

Established in 1928, in a small office in downtown Marlborough, Downey Insurance has grown for over 70 years to its present location. Now one of the oldest Insurance Agencies in Marlborough and three generations later, we have gained the experience necessary to be one of the best full service Insurance Agencies in the area. It’s the experience you expect and need from a truly professional agency.

Professionalism
Our insurance writing methods and standards of service are unsurpassed. We feel it's important for you to work with a professional organization. We have achieved and maintained this reputation for you.

Partners

As a client of our agency, you will have your own web page as part of our highly promoted Virtual Insurance Office. All we need from you is a copy of your business logo, contact information, YOUR WEB ADDRESS and a special offer idea for the Friends of Downey Insurance Group We will e-mail you a copy of the page and let you know it’s LIVE.

What will it do for you?
Improve your results with major search engines like Google, MSN and Yahoo Increase your exposure to the thousands of LOCAL consumers who visit our virtual agency EVERY MONTH Create more potential sales opportunities for your business

Click here to become a Partner

Our Locations

Main Location
190 East Main St
Marlboro, MA 01752
Phone: 508-485-0130
Toll-Free: 888-875-7539
Fax: 508-485-6463

Vermont Location
North 80 Flat St.
Brattleboro, VT 05301
Phone: 802-254-1200
Toll-Free: 888-895-3608

New Hampshire Location
45 Summer St.
Keene, NH 03431
Phone: 603-439-2022
Toll-Free: 888-895-3658

Downey Insurance Group Blog | Great Insurance People

                                                             Great Insurance People!

Businesses of all sizes are struggling today and in need of new ways to control expenses. Because Workers’ Compensation premiums are typically one of the largest expenses most businesses face, Downey Insurances’ability to offer these solutions to you is one of the many tools we have to help reduce your expenses, and manage cash flow Here’s a Customer Comment:”I get a knot in my stomach at audit time ’cause I am going to have to write another check.” with Downey Insurances’ Pay as you go for your workers compensation policy – all that insurance anxiety goes away.The new Workers’ Compensation payroll billing options will be available on December 11, 2010, for both small and mid size businesses via the Hartford Insurance company and Downey Insurance Group serving your insurance and financial planning needs throughout all of New England With regional offices in Massachusetts, Vermont, New Hampshire.

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Lack of Workers Compensation Insurance can put you out of business

let Downey Insurance help you through the myriad of Workers compensation issues





This Notice showed up today on the unit NEXT TO  one of my clients. Wow!

Ma. general law Chapter 152 Sec. 25c of the Massachusetts Workers’ Compensation law states…

Whenever the commissioner or his designee determines that an employer who is required to provide for the payment to his employees of the compensation provided for by the chapter has failed to do so, a stop work order shall be served on said employer, requiring the cessation of all business operations at the place of employment or job site. Such order shall take effect immediately upon its service upon said employer…pays a civil penalty into the private employer trust fund in the amount of one hundred dollars per day for each day such employer was not in compliance with this chapter…Every state or local licensing agency shall withhold the issuance or renewal of a license or permit to operate a business or to construct buildings in the commonwealth for any applicant who has not produced acceptable evidence of compliance with the insurance coverage required by this chapter…or knowingly misclassifies employees, to avoid higher premium rates…be subject to additional penalties provided for in section fourteen of this law.   See It all at http://www.mass.gov

Get in touch with Downey Insurance Today to see if you are required to Carry Workers Compensation at 508-485-1030. www.downeyinsurance.com www.greatinsurancepeople.com info@downeyinsurance.com

Popularity: 8% [?]

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New Hampshire Passed New Legislation Regarding Subcontractors

Posted by alycia On September - 9 - 2010

New Hampshire has passed legislation regarding subcontractors effective 6/14/2010. It is important to note that a Vermont employee/employer working in New Hampshire must carry coverage A in NH and comply with NH laws. Under the Workers compensation law there must be a written agreement signed by the employer and the person providing services on or about the date of employment, which also describes the services to be performed by this subcontractor. Downey Insurance helps employers to understand the Workers compensation Laws. Most employers assume that if they hire subcontractors they do not have to carry Workers compensation Insurance on that subcontractor. This is incorrect, the subcontractor must carry their own Workers Compensation policy or the employer having the work performed must carry or add them to their own policy. Downey Insurance in Keene, NH ,Brattleboro, VT and Marlboro, MA are experienced in Workers compensation and will help you determine your payroll and classification codes for the states you’re working.

Popularity: 30% [?]

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